One situation to seriously consider, whether attending college or trade school, is whether you ever intend to retire. It's not going to be easy, if you are not already wealthy or an heir to wealth. If you are going to retire, consistently investing into some kind of retirement plan is going to be a requirement. There is no telling whether Social Security will hold out, nor whether any jobs will have pensions in the future. The National Institute on Retirement Security has found 66% of working Millennials have NOTHING saved for retirement. Please, do your best to not spend every penny, every paycheck.
David Parnes, M.Ed.
Founder, Supporting Education LLC